Terms & Conditions

Effective Date: November 1, 2025

Welcome to Retyr. By accessing or using this website (the “Site”) or any services, tools, information, forms, or materials provided by Retyr (“we,” “our,” or “us”), you agree to the following Terms & Conditions (“Terms”). Please read them carefully. If you do not agree to these Terms, do not use this Site.

1. Purpose of This Site

The content on this Site is provided for general informational and educational purposes related to retirement planning. Nothing on this Site constitutes personalized financial, legal, tax, or investment advice. Any planning recommendations or strategies are provided only through a formal engagement with Retyr and after appropriate data collection and analysis.

2. Use of the Site

By using this Site, you represent and warrant that you are at least 18 years of age and legally able to enter into this agreement.

You agree not to use the Site for any unlawful or abusive purpose, including but not limited to:

Attempting to gain unauthorized access to systems or data

Distributing harmful or malicious software

Interfering with the functionality, security, or availability of the Site

Misrepresenting your identity or submitting false information

We reserve the right to terminate access to any user who violates these Terms.

3. No Guarantee of Outcomes

Retyr provides planning guidance and tools designed to support informed decision-making. While we aim to offer accurate and reliable information, we do not guarantee specific financial outcomes, investment results, or retirement performance. All planning outcomes depend on market conditions, individual behavior, regulatory changes, and other factors outside our control.

4. Engagement for Services

Accessing this Site does not create a client relationship with Retyr. A formal client relationship is established only after:

Completing the required onboarding steps

Executing a written engagement agreement

Providing requested information necessary for the planning process

Until these steps are complete, no fiduciary, advisory, or client relationship exists.

5. Communications Consent

By submitting your contact information through this Site, you expressly consent to Retyr contacting you by:

Email

Telephone

Text message

This includes communication regarding scheduling, service updates, plan details, or other relevant information.
You may opt out at any time by following instructions in our messages or contacting us directly.

Use of your information is governed by our Privacy Notice.

6. Third-Party Tools & Service Providers

Retyr may use third-party platforms, custodians, software, or service providers (including financial planning tools, document preparation providers, custodians, and analytics systems). When necessary to deliver services, we may share relevant information with these parties, all of whom are required to maintain confidentiality and security in accordance with our Privacy Notice.

We are not responsible for the availability, accuracy, or security of third-party websites or services.

7. Intellectual Property Rights

All content on this Site, including but not limited to text, graphics, logos, icons, images, design elements, and software, is the exclusive property of Retyr or its licensors and is protected by applicable intellectual property laws.

You may not:

Copy, distribute, or modify any content

Use content for commercial purposes without written permission

Reproduce or republish materials from the Site

Limited, personal, non-commercial use is permitted.

8. Limitation of Liability

To the fullest extent permitted by law:

Retyr is not liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of the Site or reliance on its content.

We make no warranties regarding accuracy, completeness, availability, or security of the Site.

Your use of this Site is at your own risk.

9. Indemnification

You agree to indemnify and hold harmless Retyr, its employees, affiliates, agents, and representatives from any claims, liabilities, damages, losses, or expenses (including legal fees) arising from your misuse of the Site or violation of these Terms.

10. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Missouri, without regard to conflict-of-law principles. Any disputes arising under these Terms will be resolved in state or federal courts located in Missouri.

11. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the Site after changes are posted constitutes acceptance of the modified Terms.

12. Contact Us

If you have questions about these Terms & Conditions or require further clarification, please contact us at:

Retyr

101 SE 29th Terrace, Suite B, Lee’s Summit, MO 64082

816-451-2161
[email protected]